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Succeeding today requires more precise, more holistic deposit strategies.
Deposit accounts aren’t just a stable source of low-cost funding. They’re your gateway to profitable, long-term customer relationships. With changing interest rates, savvy customers, and increasingly more competitors, maximizing your portfolio performance calls for a data-driven, customer-centric deposits strategy that helps you meet your goals without added risk.
Seamless integration every step of the way.
Our comprehensive suite of deposits solutions combines data-driven analytics, flexible tools, and streamlined decisioning. To stay competitive, now and in the future, you need deposit solutions that help you:
Discover precise, optimized strategies, then execute them effectively via a single platform.
Use granular segmentation to offer the right rates/fees/policies, to the right customer, at the right time.
Monitor performance, adjust strategies, and maintain compliance.
With advanced analytics and decision management technology, FICO’s suite of deposits solutions help you:
Use data-driven insights to create strategies for interest rates, overdrafts, fees, and refunds.
Streamline decision making at every stage to help maximize portfolio performance.
Monitor performance and adapt strategies as needed to nurture customer loyalty.
Rely on a centralized platform that automates processes and supports compliance across multiple, customer-impacting deposit decisions.
Bring efficiency to the regulatory process by reducing the amount of time spent monitoring, documenting and identifying deteriorating models.
To grow and thrive in an increasingly competitive market, banks must attract and retain deposits. FICO’s precision price execution solution allows you to provide distinctive pricing strategies that are independent of the deposit core syste...
FICO® Optimization Solution for Deposit Pricing is the industry’s most rigorous, comprehensive analytical solution for deposit pricing decisions. Improve deposit margins by 10%–30%, lower portfolio rate-paid by 5–20 bps in an uncertain rat...
Embed the power of advanced analytics into your deposit fee strategies
Today, most banks charge nominal fees for various deposit-related services, such as overdraft charges, ATM fees, minimum balance fees, service charges, etc. When cus...
Promotional deposit rates have been used extensively to attract new customers by offering special introductory pricing for a fixed duration. However, these promotions are typically offered as a “one-size-fits-all” – the same rate, promotio...