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The status quo in mortgage lending has changed. Competition, fueled by rising customer expectations, is reshaping the mortgage industry and producing a new generation of leaders and laggards. FICO brings the analytic expertise and next-generation decision management technology that lenders need to modernize every part of the mortgage lending process — from prequalification to pricing to underwriting — and put them in the best possible position to win new business.
A Next-Generation Experience
Intelligent automation makes the origination process fast for customers and consistent for the lender.
Sophisticated analytics make the underwriting process easy for customers and employees.
Empowered Risk Management
Control over risk policies puts the business in the driver’s seat when reacting to market changes.
Flexibility in managing pricing strategies ensures a profitable balance between risk and acceptance rate.
Interconnected data and decisioning systems enables a clear, comprehensive view into strategy performance across the lifecycle.
Robust simulation and prescriptive analytics tools empowers lenders to quickly discover and implement superior strategies while adhering to operational and compliance constraints.
Our cybersecurity mission at FICO is to deliver the very best data security, customer and subscriber protection through innovation, adherence to stringent standards, and a team of world-class professionals.
Security and trust is at the ...
Many organizations consider optimization only for their largest or most challenging business problems, often utilizing a small number of operations research professionals. But in our age of big data, market globalization, and increased com...
FICO® Decision Optimizer software is one of the FICO® Xpress Optimization Solutions, which comprise our leading prescriptive analytic software and supporting services. FICO Decision Optimizer enables business analysts to develop, assess, a...
The adoption of predictive and prescriptive analytics across multiple industries is accelerating rapidly, fueled by the competitive need to drive business agility. The rationale for adoption is clear enough: Companies are sitting on mounta...