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Fraud and Financial Crime Convergence

Both fraudsters and money launderers are constantly changing their approaches to financial crimes schemes – when their schemes are blocked, they quickly adapt with new strategies to circumvent controls. Financial institutions are investing...

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Q and A with a Decision Hero Angela Baker

What makes a Decision Hero? When it comes to managing their decisions, companies want to uncover opportunities, solve hard problems, innovate creative solutions, and ultimately create value. A decision hero makes this happen by looking at ...

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Major South Asian Bank

Challenge: Develop and implement an authentication control strategy that reduces instances of phishing and manin- the-middle fraud, as well as improves ease of use for a diverse clientele Solution: FICO® Falcon® Authentication Suite ...

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Affordability - A Moving Target

Affordability checks, specifically for indebted customers, no doubt has a huge impact, on all the parties involved. In order to drive a right outcome for customers, creditors and debt management servicers - there has to be a better way tha...

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Communications Q and A: Smart Fraud Detection Practices

Fraudsters are as sophisticated and savvy as ever, using complex tactics to steal money and data. Areas of common fraudulent activity take place through inbound and outbound communications using voice and text. FICO has been helping organi...

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Q and A with a Decision Hero John Wood

What Makes a Decision Hero? When it comes to managing their decisions, companies want to uncover opportunities, solve hard problems, innovate creative solutions, and ultimately create value. A decision hero makes this happen by looking at ...

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How the FICO® Cyber Risk Score can help automotive companies gauge the security of third parties

Estimates suggest that over half of data breaches originate in the organization’s own supply chain. Their defenses may be strong, but if the defenses of suppliers aren’t equally robust then breaches can and do happen. The automotive industry has famously complex and tiered supply chains that can consist of many thousands of suppliers and sub-suppliers for a single organization.

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Can I text?

Since the 1990s, the law has placed certain restrictions on telephone solicitations and advertising (telemarketing) for calls initiated with an automated telephone dialing system (ATDS or autodialer) or that use an artificial voice or pre-recorded voice message. These restrictions also apply, albeit with some differences, to non-telemarketing “informational” calls, such as debt collection. With no subsequent statutory updates, limited regulatory guidance, and conflicting court decisions, there remains uncertainty on the application of these restrictions to modern technology, such as mobile phone text messaging.

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FICO Part III: Biometrics in Action

This is the third in a series of FICO white papers on the adoption of biometrics in the financial services industry

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FICO Part II: Biometric Adoption— Evolution or Revolution

This is the second in a series of FICO white papers on the adoption of biometrics in the financial services industry

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FICO Part I: Biometrics Step Forward

Biometric and behavioral authentication has become a critical part of the future of financial services. In this series of three white papers, FICO examines the extent of adoption, the forces driving it, and the issues its proponents must overcome to achieve widespread adoption. 

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Equifax and FICO Webinar on PrescreenCentral

Please join Equifax and FICO for a one-hour webinar to learn more about our new prescreen automation solution. Attend our webinar, and learn how to: Improve prescreen solicitation performance by incorporating learnings from p...

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The Five Secrets to Successful Omni-Channel Collections in Auto Finance

Collections and Recovery professionals are under tremendous pressure to reduce customer friction and better manage delinquencies. Collectors face many challenges, including collecting more, identifying customers’ preferred channels, reduci...

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Managing Third-Party Cybersecurity Risk

Presented by the U.S. Chamber of Commerce and powered by FICO technology, the Assessment of Business Cyber Risk (ABC) provides an empirical measure of the aggregate cybersecurity risk faced by the U.S. business community. As such, the ABC ...

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Q and A with a Decision Hero Richard Oberdieck

What Makes a Decision Hero? When it comes to managing their decisions, companies want to uncover opportunities, solve hard problems, innovate creative solutions, and ultimately create value. A decision hero makes this happen by looking at ...

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Q and A with a Decision Hero Adam Parham

What Makes a Decision Hero? When it comes to managing their decisions, companies want to uncover opportunities, solve hard problems, innovate creative solutions, and ultimately create value. A decision hero makes this happen by looking at ...