The FICO Data Privacy Policy explains FICO’s collection and use of cookies. Cookies help us remember your settings to provide you with a better browsing experience; allow us to assess, monitor, and improve the website’s performance; and enable our partners to advertise to you. You may disable the cookies by changing the settings in your browser, and you may tell us not to share your cookie data with third parties. By using this website, you consent to the use of cookies as described in the FICO Data Privacy Policy.
FICO is a global organization with analytic and data expertise embedded in all key regions. FICO® Scoring Solutions for International is a full portfolio of analytic solutions including scorecards, models, customer segmentation and optimized decision strategies, all of which can be delivered through partners, standalone or embedded in the FICO® Decision Management Platform.
Highly scalable, FICO® Scoring Solutions are designed for ease and speed of deployment and are primarily based on existing Scoring Solutions that can be customized to suit the needs of the target market. FICO helps our clients evolve their analytics, from initiation of their first custom models through to decision optimization.
Solutions to match the quality and usability of available data.
FICO® Scoring Solutions for International consists of a range of offerings focused on predicting credit risk at originations and account management stages, and can address challenges in application fraud, conduct risk, affordability, collections and in solving other market problems. Depending on the requirements of the client and on the availability of data, FICO® Scoring Solutions are offered in two different analytic forms: an expert Scoring Solution or an empirically-derived Scoring Solution, where data is available with sufficient breadth, depth and appropriate performance and predictive snapshot data can be extracted. FICO makes world-class analytics operational to offer clients valuable insights into how to deploy analytics, set strategies, manage data and deal with regulations that concern analytic use.
The Scoring Solutions available are offered to credit bureau partners, distributors, resellers and franchisees; or can be delivered direct to the lender.
For Lenders:
For Credit Bureaus and Data Providers:
The FICO® Score can be used in any country where there is active and stable credit reporting data.
Expanding financial inclusion by scoring millions more consumers worldwide.
Modify collection strategies to better manage your accounts.
FICO Collections & Recovery Community
Credit grantors for small and medium-sized enterprises now have a comprehensive tool to assess credit risk.
Fair, responsible, compliant lending through deeper customer insights.
A services offering that measures a consumer’s capacity to safely take on incremental debt.
FICO, provider of industry-standard US scoring solutions, delivers a range of products and services globally that support lenders in developing enhanced credit risk strategies. Highly predictive and customizable, FICO® Scores leverage both...
Every day, new technology innovations are hatched in incubators, corporate research labs, universities and government institutions. But no matter where it originates, successful new technology follows a predictable evolution, migrating ove...
The Challenge: 1.7 billion people globally are under-banked or have no banking relationship at all. Approximately 1 billion more have access to a bank, but have no credit history. Lenders want to expand their market to include...
The FICO® SME Score enables lenders with a highly accurate and efficient method for assessing the credit risk of small- and medium-sized enterprises (SMEs)—providing a cross-portfolio view for decisioning across a commercial borrower’s ent...